The automated system used by the Banks to return unpaid Direct Debit payments. Unpaid Direct Debits are advised to the Originator by BACS using the Automated Return of Unpaid Direct Debit report (ARUDD). Some Banks supply Unpaid Direct Debit information electronically to their customers. Further information is available at www.bacs.co.uk
please see bank account validation - BANK WIZARD and bank account validation