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Prepaid cards 'offer parents peace of mind' 

29/06/2009 11:24 

By Jonathan Russell

Parents with children heading off on gap year adventures may find the peace of mind offered by a prepaid credit card appealing, it has been claimed.

Using a prepaid card can mean easy saving for wannabe intrepid explorers, while parents will be reassured by the direct debit-style instant payment system offered by such cards in case of financial emergency, according to credit card company Caxton.

Managing director of Caxton James Hickman states: "[Prepaid cards offer] stress-free, seamless spending overseas.

"Considerable savings and security on gap year spending [are] an attractive prospect for parents whose offspring are heading off on a year abroad."

Faster payment to cash-strapped youngsters is possible with a prepaid card scheme because there are no delays, such as the need to validate bank details, the company claims.

The average gap year costs approximately £5,000, while a typical round the world plane ticket for travel enthusiasts costs approximately £1,000, according to gapyear.com.ADNFCR-1282-ID-19239965-ADNFCR

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